3 Reasons for Wind Mitigation

Wind mitigation, or the process of making changes to your home to minimize wind impact in the event of a hurricane or a tornado in your area, helps you in three ways. Wind mitigation will reduce the amount of damage your home will likely sustain. Learn more about how wind mitigation is worth the investment.

Safety

Wind mitigation will reduce the amount of damage your home will likely sustain in the event of a storm. As such, your home will be safer in the aftermath, and though repairs will be likely, they should be minor.

When your home is built with wind mitigation in mind, it will also help protect nearby homes and structures because it will reduce the amount of debris that could come from your property.

Storm recovery

Recovering from a disaster does not happen overnight. It does not happen in weeks, months, or even a year or two. Depending on the extent of the damage, it can take a community five years or more to completely recover all the jobs, housing, and lost revenue because of a hurricane or a tornado.

Let’s look at two different scenarios, and how wind mitigation can make all the difference.

Scenario 1

Thanks to a downed tree, a large section of your roof is missing. This leads to significant water damage, because water from the intense rain has now made its way into your living room. The window is broken, so glass must be cleaned up before you can even address the water issue. Mold and mildew will start growing in a matter of days, compounding the problem.

In this case, you’ll be out of your home for weeks—either staying in a hotel or with family and friends.

Scenario 2

The downed tree is leaning against your home, only causing minor roof damage. Though there is water damage, you can fix it by putting a tarp up on the roof. The cleanup is much more simple, and you can be back in your home after just one night in a shelter or with family and friends.

Wind mitigation lessens the damage, which makes clean up and recovery easier both in terms of financial impact and manpower.

Insurance savings

Spending $100 to $150 on a wind mitigation inspection can save you money on your homeowner’s insurance premium. The inspector will look at many aspects of your home, taking note of features that will help protect against wind damage. At the end of the inspection, he or she will present you with a certificate to give to your insurance company. The insurance company will offer a discount based on the features you have in your home.

Depending on the condition of your home and the premium you pay, you could save up to 45% on your homeowner’s insurance premiums in the first year alone.

In addition to the insurance savings, which vary based on a number of factors, you will be able to save money on the repairs you need to make after the storm. Because there is less to repair in the first place, you won’t have to shell out as much cash to fix everything.

The wind mitigation improvements as much will also increase the value of your home. The exact amount will vary based on the improvements you make, along with market conditions and other factors.

While wind mitigation will certainly help strengthen your home and reduce the damage compared to a home that is not adequately protected, it is not an excuse for you to stay in your home during a storm. Regardless of how strong your home is, there is no telling how strong the storms will be. Never disregard evacuation orders.

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